Self-Employed Business Loans Instant Approval

The gig economy is growing at a incredibly fast rate. We now offer Instant Business Loans for the self-employed business owner of up to $5,000.

No FICO Needed for these funding options.


Revenue Must be $3k Last 3 Months

Four non-W2 deposits a Month.

Only Need Personal Checking.

Loan amount 20% to 25% of Revenue.

Payback Terms:

Weekly Payments

Terms: 8 to 10 Weeks. On Renewals up to 16 Weeks.

Factor Rates: Avg is 1.39

Factor Rate Range 1.29 to 1.60

Perfect for: 

Anyone who is an Independent Contractor.

Home-Based Business Owners

Uber Drivers

Realtors, Insurance Agents, Network Marketers, Truck Drivers, Landscapers, Construction, Plumbers, Electricians.

  • Independent Contractors have soared from 12.9 million in 2017 to 23.9 million in 2023.
  • There are 1.5 Realtors who are Independent Contractors in the U.S.
  • There are 15 million home-based businesses in the U.S.
  • There are 1 million Uber drivers in America.

Main advantage of Loan: No FICO Needed and Only Need Personal Checking Account.

Uses for Instant Loans:

New Tires





Office Supplies

Instant Business Loans are becoming more accessible due to AI and automation. Now, you won’t have to worry if you have an unexpected emergency or need to expand your small business. This will help to keep your business and employees motivated!

Sorry we are not available in New York or California at this time, but you can check back later to see if that has changed in NY or CA.

Apply Now