Loans for Cleaning Business Louisville

Are you a cleaning business owner in Louisville or surrounding areas? Are you looking for fast working capital to expand our business or fix an emergency? We offer up to $25,000 the same day and up to $2 million dollars in one to three days for cleaning or janitorial businesses in Louisville. Read our review of Loans for Cleaning Service Business Louisville.

Why Use Loans for Cleaning Business Louisville

There’s over 1.1 million janitorial cleaning businesses in America. The cleaning industry is one of the fastest growing sectors in the U.S. with 4.6% growth so far for 2022 and 6.4% annualized growth since 2017.

Louisville is the #3 for residents using cleaning services to clean their homes just below Jacksonville cleaning. Louisville residents spend an average of 3.74% of their median income on housekeeping, or $1.914 spent per year for a cleaning service.

Jacksonville has a population of 618,000 people (the largest city in Kentucky) and the average household income there is $54,929. The Louisville region is home to over 58,000 small businesses.

Loans for Cleaning Business Louisville Bad Credit Ok

We offer two main business loans for cleaning services in Louisville:

One) We offer up to $25,000 the same day for your business. 

This is a business cash advance that is based on your revenue, the health of your checking account, and your cash flow. If you have been in business for at least six months, have a FICO 550 or higher, and generate at least $5,000 per month the last 3 months or longer with your business, you can qualify. We can lend up to 75% of your monthly revenue. You also need a business checking account. 

Two) We offer up to $2 Million in 1 to 3 Days business Loan.

This business loan also requires a business checking account, a FICO of 500 or higher, four months in business or longer, and consistently doing at least $15,000 per month with your business the last three months. If you need more than $100,000 in capital, you might need to show a year of consistent revenue and three business deposits a month. We can lend up to 2X your monthly revenue, depending on the health of your credit and cash flow.

Cleaning Business Louisville Loan Rates

Repayment of our cleaning business loan is taken out of the business checking account that you connected to our platform to receive funds. We do daily or weekly withdrawals and the factor rates vary from 1.19 to 1.60 depending on your credit score.

Terms are anywhere from 8 weeks to 24 months depending on the loan program you pre-qualified for. These advances/loans are great if your credit score is lower than 700 because banks won’t lend to any business who does not have great credit.

We work with the 80% of businesses who cannot get a bank loan. You don’t need a great credit score, no collateral is needed, and you can get your money as soon as today.

How to Get Same Day Funding for Your Cleaning Business

If you need money fast, it is strongly suggested that you apply first thing in the morning Monday thru Friday with three months of bank statements ready in pdf or jpeg form so you can upload them, a picture of your driver’s license and a voided business check. 

If you need more than $100,000, you might need to show your business’ profit/loss statement and need to verify a longer revenue window of around one year. Ideally you make at least one business deposit a week into your business checking account.

How to Apply for Loans for Cleaning Service Business Louisville

If you are interested in applying for our Louisville cleaning loan, click the Apply Now link below this article and answer a few brief questions. The application is 100% online and will redirect you to the right program depending on your answers. If you pre-qualify, you will see a pre-approval amount. You can accept the amount or decline the amount. Hope this helps you find the best money for your Louisville cleaning business! God bless.



Erik C. Johnson