instant small business loans

We’re gonna talk about instant small business loans. How fast can you get money for your business? We’re gonna go through the requirements and what you need to do exactly to get instant small business loans. 

My name is Erik Johnson. I’m a Business Funding specialist. I help small businesses get the working capital they need so they can stay in business. 

Instant Small Business Loans

So is there such a thing as instant small business loans? Now with our company the fastest I have seen a business get money, working capital, is within four hours. 

Now if you can’t wait for hours, I don’t know what kind of business you are running. But I’m going to go over the requirements to get you the fastest money possible. 

Instant Business Loan Requirements

These are working capital, no collateral, sometimes bad credit business loans. These are business cash advances – and what we do is we look at your cash flow. 

So it’s not about credit score. It’s about what you’re already generating with your business. The good news is you only need to be in business for six months, no FICO needed, and here’s the best part: you only need $3,000 a month generated by your business in the last three months. 

You will not be able to get those types of terms from a traditional bank because traditional banks are very tight with their money right now, especially after the pandemic. 

Banks are looking for you to have a perfect credit score, a huge revenue and you need to be in business for a year to two years. So with us, it is as quick as six months in business, no credit score, and $3,000 a month with your business. (starting May 1st 2022)

How Much Can You Borrow for a Instant Business Loan

So let’s talk about what you can get. We can loan up to 75% of your monthly revenue. So if you’re generating $10,000 a month with your business, you could probably get up to $7,500. 

Now this is really good also because $7,500 can do a lot with your business. If you need to replace equipment, if you need to hire more staff, if you need to get through a slow season $7,500 is actually a lot of money and you can do a lot with $7,500. 

I’m not saying that’s what you’re going to get, you can get up to $25,000 with these small instant business loans. So four hours is pretty fast. I haven’t seen anything like it. 

How to Apply

All you have to do is fill out a five minute application and click the link under this video or this article wherever you are viewing this. So how does it work exactly? 

What you’re going to do is fill out the application and you’re going to see a place to connect your business checking account so you have to be a real business. This isn’t for personal loans. This is for a business that wants to connect their business checking account, and then you can see the terms if you like the terms you sign the contract. 

If it gets pre-approved, it then goes to a final underwriter who looks over your bank details even further to see if you have any past defaults, or if you have any outstanding liens or any other loans out there. 

If you have other loans out there, we probably can’t give you as much as you want. But if you meet all the requirements and your record is very clean, then chances are you can get the money the same day

Instant Business Loans Repayment Plan

Now, how is it paid back? It is paid back through ACH through your business checking account. So after you connect your business checking account and you get your funds, then you will start repayment on a daily or weekly pay basis automatically through your business checking account. 

So it’s hands off, you don’t have to worry about going to the bank to make a bank payment. It’s all automated. 

Instant Business Loan Rates

Now the rates you can get are 1.19 if you pay off this business advance within 30 days.

You could get a 1.29, these are factor rates by the way, these are not interest rates. So let me explain a 1.19 If you pay off your $10,000 for instance, pay off a $10,000 business cash advance within 30 days and you are paying a 1.19 factor rate. That means you’re paying back $11,900. So it’s 1.19 times the amount you borrow. 

If you pay it off in 60 days, it goes up, the factor rate goes up to 1.29 and so forth. So it’s the fastest money available for instant business loans. Have all of your documents ready if needed. 

Docs Needed for Faster Business Funding

So what are the documents to apply for this? You want to have three months of bank statements ready. You want to have a voided a business check, and you want your driver’s license. 

Also look, after you apply look in your spam folder for an email from our lender. Sometimes they go into the spam folder, that’s okay, that’s normal. And that’s where you access your account. 

So if you don’t receive an email within an hour look in spam to access your account, then you can finish your application process from there. I believe I’ve covered everything . 

After you pay down the business cash advance for five months you can draw on money again, get another business cash advance or after you apply for this and get approved you can also apply for our business line of credit. 

So you will get an offer for that as well after you get approved. I hope this helps. I hope you do wonderful things with your business and stay alive during these hard times and get the working capital that you need. God bless.

instant small business loans

(If you use VPN, you might get a duplicate message. Check spam folder for first email to access your loan.)

Sincerely,

Erik C. Johnson

business loan broker