Instant Funds for Truck Drivers

Trucking companies are struggling more than ever with fuel prices and supply-chain issues. We offer the fastest cash for trucking online. Within 10 minutes you can receive up to $5,000 for your trucking business, no FICO requirement, no collateral, and no red tape. Here’s how to get instant funds for truck drivers.

About Fast Cash for Truckers

Trucking is our number one client. We have helped hundreds of trucking companies get fast working as fast as the same day, and now with our instant cash advance for trucking, you can get up to $5,000 in 10 minutes.

We are a family-owned lending company out of Michigan. We pride ourselves in helping small businesses get funding and capital when the banks are not able to help them

We offer three loan programs right now. These are business cash advances that are based on your revenue, not your credit score or how much collateral you can put up.

We offer an instant cash advance where we can lend up to $5,000. We can lend you up to 25% of your monthly revenue. This is for business owners who only have a personal checking account for their business, doing $3,000 per month in business revenue the last three months, and no FICO requirement.

This is truly fast cash for truckers. This is also perfect for independent contractors and drivers who work for companies such as Uber, Doordash, Instacart, and Lyft. Anyone who meets the above requirements and makes four business deposits per month can apply for this program. It is also available 24/7.

What Kind of Credit is Needed for a Trucking Loan?

We also have a same day business advance up to $25,000 and a business cash advance up to $2 million. For these advances you need a business checking account, 500 FICO or higher, and doing at least $5,000 per month with your business. We can lend from 75% of your monthly revenue up to two times your monthly revenue for the larger loans.

Our application will automatically redirect you to the right loan program depending on your answers on the application, so no need to worry about remembering these requirements. You can apply below if you feel you are ready. A minimum FICO required is 450+.

Why Use Fast Cash for Truckers

Truckers need a lot of working capital to stay on the road. They might make good income, but need additional capital until they get receivables from their clients.

This money can be used for whatever you want to keep your business going. Most trucking companies use the money for fuel, new tires, new transportation software, etc. 

Trucking Business Advance Loan Rates 

Our terms are simple: 3 to 24 month terms, depending on the size of the advance with factor rates between 1.19 to 1.60. Factors rates are easy to determine what you will pay back.

Example: If you borrow $10,000 with a factor rate of 1.20 that means you would pay back $12,000 (10,000×1.20).

How to Get the Fastest Cash for Trucking

Since we are mostly talking about instant funds for truck drivers, our instant cash advance is fully automated and from application to funds in your account within 10 minutes, is the program you are seeking.

However, if you are doing more than $5,000 per month, have a FICO above 450, and have a business checking account you will probably be redirected to our other programs, which are very fast as well – up to $2 million in 3 to 5 days is very fast compared to bank loans or SBAs.

To make the loan process very fast just have your driver’s license ready, a voided business check, and three months to 12 months of bank statements ready to upload. (for the larger loans). For the instant cash advance just connect your checking account (using Plaid) and see if you get approved.

How to Apply for Fast Cash for Truckers

It is easy to apply for truckers. It takes 5 minutes to answer a few questions to see if you pre-qualify. The instant cash advance is not available in NY or CA at this time. Applying won’t affect your credit either. I hope this helps you find the fastest funds for your trucking business!