Instant Cash Advance for Independent Contractors

Today we’re going to talk about instant cash advances for independent contractors. Now, there are over 60 million independent contractors in America. That’s 36% of the workforce. 

Instant Cash Advance for Independent Contractors

So, what exactly is an independent contractor? It’s basically being self employed, but also on a contractual basis as well. Even doctors and lawyers are independent contractors because a lot of work that they do is on a contract, and when the contract is over, then they move on. 

But also independent contractors are also Lyft drivers, Uber drivers, anyone that works for themselves and they get a 1099 at the end of the year instead of a W2. 

So we’re going to talk about the instant cash advance for independent contractors, and how you can qualify. So we offer up to $5,000, and you can get this money literally in 10 minutes. The application is automated from application to funds in your bank account within 10 minutes. 

So what you’re going to do is you’re going to connect your bank account, and they’re going to verify it and see if you are making consistent cash flow. It’s a revenue based advance all right. So there are no FICO requirements, there is no collateral. 

Instant Cash Advance for Independent Contractors Uses

This is something that you can use for emergencies, expanding your business, and upkeep. If you’re an independent driver, you might have a flat and you need an extra $800 right away. 

You can have this money in your bank account literally in a few minutes. Plus you can get it over the weekend or 24/7 it never sleeps. It’s not like the banks. After the banks close you are out of luck. With this you can get any money you need at any time. 

Instant Cash Advance for Independent Contractors Requirements

So here are the requirements: you have to be in business for at least three months, and you have to be doing $3000 a month with your business. This has to be business revenue for the last three months. 

We want to see that you have a track record of making money with your business. You might ask why do I need a loan if I’m making money with my business? 

And that’s a good question. But here’s the thing, most people are just getting by with their business. So if their bills are $5000 a month, they’re making maybe $4,800 a month or $4900, they only have $100 extra each month – they don’t have anything extra as far as working capital goes. 

So if there’s an emergency or they want a little extra money to expand or do a hiring bonus or to run advertising for their business, they can get it through this instant cash advance. 

All right, they’re not gonna get any more money from their revenue unless they get this money and use it creatively. There’s many people that get this advance and they use it creatively, to expand their business and to increase their bottom line. 

So the other requirement is you have to make four deposits into your checking account each month from your business. It can’t be W2 income, it can’t be from jobs. It can’t be from switching personal checking dollar amounts into other accounts. 

You can’t manipulate this because we’re going to look at your bank account, and we’re going to see that it’s business revenue or that it’s not. Alright, many people are making less than $3,000 a month and they still try to apply and that’s fine. I probably would do the same thing. But you’re not going to sneak past the algorithms. That’s just the way it is. 

Instant Cash Advance for Independent Contractors Terms

Here’s the other thing is that the terms of this instant cash advance are eight to 10 weeks. All right. So if you accept the terms, then your bank account is going to be connected to the money and then also the withdrawals for the advance are going to come out automatically weekly through your banking account. 

So that’s hands off as well once you connect your account and get the money then it comes out weekly to pay it back. You can always draw more and more so this is almost like a business line of credit. 

Now, here’s the other thing: if you need more than $5,000, we do have other loan programs, but we use one application for all of our programs. So if you do want more than $5,000 and you have a business checking account and doing over $5000 a month, then this will redirect you to another program where you can get same day funding up to $25,000 Monday through Friday. 

We do have another loan that’s up to $2 million, but you have to be doing 15,000 a month with your business or more and also have a business checking account. But we’re just talking about the instant cash advance today. 

The other thing is, this is not available in New York or California, but our other loan programs are so even if you’re in San Diego and you need $10,000 in 24 hours and you have a business checking account, then you can still apply through the link that I’m going to leave under this article. 

I think I covered it all. This is probably the best thing for people that not only work for themselves, they’re self employed or they’re an independent contractor. 

But it also opens up 80% of the people that were declined in the past because they didn’t have a business checking account. You only need a personal checking account to apply for this instant cash advance. The only thing that really matters in this scenario is your consistent cash flow with your business.

If you’re doing $3000 a month or more with your business making those four business deposits a month and you don’t have any negative days in the bank or any weird inconsistencies, you know, one month you have eight deposits and the next month you have zero, you’re not going to get approved. 

If you’ve done anything fraudulent in the past you’re not going to get approved. If you’re in California or New York you won’t get approved. Applying several times is not going to help your chances, but if you do meet the requirements, feel free to click the link under this article. 

Instant Advance Conclusion

It’s a five minute application you can see if you pre qualify or not, and you can see the dollar amount that you’re pre qualified for and you can accept it or decline it. It’s up to you. And that’s that it’s as simple as that. 

If something breaks down on you Saturday night, you know now that you can get up to $5,000 Saturday night or Sunday morning. If you’re a restaurant owner and you have a grill breakdown or you know a part of your walk-in refrigerator stops working you can get this money in 8 minutes. You know we work with most industries. So it’s a no brainer. So thanks for reading and good luck to you.

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Sincerely,

Erik C. Johnson