Instant Business Loans Houston

Houston is Texas’ biggest city and has over 160,000 businesses. It’s a thriving economic powerhouse generating over $455 Billion GDP annually. However, Houston’s business owners are feeling inflation and many business owners are closing shop and have been since 2020. There’s plenty of articles online listing all the establishments that have closed and will be missed. We want to help every business owner that we can and have launched a new business advance where you can get up to $5,000 within 10 minutes. Read more about our Instant business loans Houston.

Instant Business Loans Houston 

We have helped thousands of businesses stay open since 2015. We now offer three loans that fit every business need, ranging from $500 instantly all the way up to $2 million in 1 to 3 days.

We are the first lender to offer a truly automated and instant self-employed business loan that is perfect for most businesses that were declined in the past because of lacking minimum requirements. It’s one of the first business loans where business owners with only a personal checking account can get approved.

The money is there 24/7 and is deposited into your checking account if you are pre-approved and accept the dollar amount and terms. It won’t affect your credit score to see if you pre-qualify. 

However, if you are doing more than $5,000 per month and have a business checking account and a FICO over 550, you will be redirected to our other loan programs that are not instant, but still 24 to 48 hours approval times. We use one online application for all of our programs, so just apply and see which program you are directed to.

Instant Business Loan Requirements

Here are the requirements, there’s only three requirements, the rest are minor details: Must have been in business for at least three months or longer, have a monthly business revenue of $3,000 or more, and make four bank deposits each month for your business.

For example, let’s say you are a driver and want an Uber Loan. You do $3,000 a month with Uber, but they only pay twice a month, you won’t get any advance. However, if you work two 1099 independent contractor gigs, like Lyft and Uber together, then you would have 4 deposits and could qualify.

Why Use Instant Business Loans Houston

Primarily, these instant loans are for business emergencies. However, you can use the money to expand your business, create a hiring bonus, or run ads to get the word out about your business.

Let’s say you are a restaurant owner and your fryer broke Saturday. Well, typically you couldn’t get any money because the banks are closed. However, since our online loan funding process is 100% automated, you could get the money you need in 10 minutes and go buy a new fryer.

Instant Business Loan Rates and Repayment

Payback terms for our instant business loan is 8 to 10 weeks, and as long as 16 weeks if you are paying back additional loans. Payments are weekly and come out of your checking account through ACH. There are no hidden fees or collateral to put up. Factor rates are from 1.20 to 1.60. We don’t use interest rates.

How to Apply for Instant Business Loans Houston

If you’re a business owner in Houston, feel free to click the link under here to apply. It will only take a couple minutes to see your decision. Again, if you make $3,000 a month with your business and have 4 deposits into your checking account each month then chances are good you can get an offer.

I personally love Texas and live one hour outside Houston in Brenham. I see all the trucks going to and from Houston and it amazes me how massive the Texas economy really is. I hope you found what you’re looking for and God bless!

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Sincerely,

Erik C. Johnson

instant loans houston