Welcome to Same Day Working Capital. Owner, Erik Johnson, created this website to help small businesses across America who are struggling and need fast capital. Here’s How to Contact Us.

There’s over 31 million small businesses in America. Nearly 10% of them closed their doors in 2020, and not all of them will reopen. The main problem all businesses have is not having enough capital.

Whether you generate money each month and only need a business loan to expand your business or fix broken equipment, or you need money fast for emergencies, we can help you get up to $25,000 the same day.

We offer the fastest business cash advances online and we have the most basic requirements to get funded: if you have been in business for 6 months, have a credit score of 450 or higher, and have made $5,000 per month in revenue the last three months, you are in good shape.

If you need fast working capital, and have all your bank statements ready, chances are if you apply before 10am, Monday thru Friday, you can receive up to $25,000 the same day.

We work with the top lenders and have funded over $20 Billion in capital to desperate businesses, or just businesses that have a temporary hiccup and need fast capital. There is no hard credit check to see if you qualify.

How Does Same Day Working Capital Work?

Same day capital is where we work with our lenders to get you an offer within 24 hours – we also offer up to $2 million dollar loans within 3 to 5 business days.

Unlike banks, our business cash advances require no collateral, no waiting periods, and no red tape. When you fill out the application you will be able to see the terms and amounts you pre-qualify for. If you are happy with the terms you can”accept” them and move to the second stage of your application which is connecting your business checking account.

Our business cash advances are straight-forward and are based on your monthly revenue. For example: if you generate $10,000 per month with your business you can receive up to 75% of that as a business cash advance. If you need between $25,000 to $2,000,000, you can probably get up to 2 times your monthly revenue as a loan.

If you accept the loan or advance you will get your own dedicated account manager. Payments of your advance will be automatically deducted from your business checking account through ACH on a daily or weekly basis – which allows you to get back to business instead of running to a bank to make payments.

Contact Us

To apply simply click the apply here beneath here and fill out the 5 minute application. You must have made $5,000 a month or more in the last 3 months and have been in business 6 months. We accept sole proprietors, LLCs, and corporations. You must have a business checking account, an EIN, and not have too many liens or outstanding loans.


We work with over 700 industries, including but not limited to: auto repair shop loans, Jewelry store loans, Trucking Loans, restaurants and cafe loans, veterinarian loans, salon and spa loans, etc.

We work with any business that needs working capital, who has cash flow and can make daily or weekly payments, and makes $5,000 per month (for up to $25,000 advance) and $20,000 per month for loans up to $2 Million. You can also take out additional advances after 5 months.

We hope we can serve you! God bless you. If you need a quick answer, you can ask me on Facebook: https://www.facebook.com/ErikJohnsonMarketing/

Offer Customer Financing and Double Your Sales!

Are you a business owner in need to make more money with your business, but don’t know what to do? If you offer a product or service above $300, we might be able to help you.

Offering customer financing for your customers is probably the fastest “tweak” you can do to not only increase your sales by 85%, but also create repeat orders and more add-ons.

How does it work? If you’re a business in the U.S. and offer a product or service above $300, then fill out the questionnaire below this writing. What will happen, if you are approved, is you’ll get an umbrella of lenders working for you to get customer financing for your clients/customers.

You can improve your sales within 48 hours by getting third-party customer financing. All your customers and clients have to do is apply for financing on their phone or the branded loan offer website we give you. They will get loan offers based on their credit and they select the loan that works for them.

Once your customer is approved for the loan, you as the business owner, receive the full amount for the purchase immediately from the lender. Then, your customer begins a monthly payment plan with the lender.

The best news of all of this is you get the full amount upfront and the customer is happy making payments, which usually increases the average ticket size by 85%. And, there is absolutely no recourse to you if the customer defaults on their payments. It is only between the customer and the lender.

If this sounds like a great option for your business, then fill out the form below here. You could get customer financing set up in as little as 48 hours. It works seamlessly with what you already use. You don’t need to set up anything. It’s already done for you. Apply now and explode your sales!

Apply HERE for Customer Financing

Are You Looking for a Career as a Business Loan Broker?

Erik Johnson, the owner of Same Day Working Capital and Loan Broker Opportunity, is looking to partner with professionals looking for additional daily and weekly income or a significant career change.

We offer anyone residing in the U.S. and are over 18 years old the opportunity to make life-changing income as a business loan broker. There are no license requirements. We offer free training and replicated websites which are personalized for you to promote your very own home-based business.

We offer the highest commissions in the loan broker industry, with no income ceiling. According to Ziprecruiter, the national average loan broker salary is $77,202. 

Our CEO recently mentioned that agents who are consistent and committed to helping not only businesses but personal agents in the organization can earn over $250,000 per year.

Of course, this is not a get-rich-quick-scheme. Our top agents work very hard to generate their own connections and leads, and have either an extensive following on social media, or are experienced in running PPC campaigns. If you only have 100 friends on Facebook and zero money for ads, then this will be a very tough road.

Bottomline is however, life-changing income is potentially yours, whereas a job or even a career is maxed out after a few years. There is no reason you can’t make $500k to $1 million a year being a business loan broker with us.

Here’s how easy this can be. We offer 3% to 6% on business funding. So, if you help a business get a $100k business advance, you get paid (direct deposit in 2 to 5 days) $3,000 to $6,000.

On top of that, you can earn overrides on your personally enrolled agents and all agents they bring in. $1 million a year is $83,333 per month. Since you can potentially earn 50% overrides on your personal agents, you just need a team of agents making $167,000 per month in commissions. You would get 50% of that, which makes $83,333 per month which equals $1 million per year income. That’s life-changing!

If this sounds good to you and you can put in some serious work in a very competitive industry, then simply click the apply link below and watch the short video by the CEO. It’s absolutely free to join and you get all the training and websites you need to succeed.


Thank you for visiting Same Day Working Capital. We hope you have found the same day working capital your business needs, or you found a new pathway for financial gain as a business loan broker. Thanks for reading and see you at the top! God bless.

business loan broker

Erik C. Johnson

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